Rates and Fees

 Credit Sales (HP)Option Plan (EasyCard)Personal Loans (Lifestyle)
Annual Interest Rate0% - 23.95% 0% - 23.95%15.95% - 16.95%
FEES
Booking Fees$45.00No Fee$90.00 - $110.00
Annual Fee$45.00No Fee$45.00
PPSR Registration$8.05No FeeN/A
Cancellation$10.00No Fee$10.00
Variation to contract$15.00No Fee$15.00
Refund of over-payment$5.00No Fee$5.00
DEFAULT
Annual Interest Rate25.95%25.95%17.95% - 18.95%
Dishonoured Payment3rd party fees will be passed on3rd party fees will be passed on3rd party fees will be passed on
Notification Letter$19.00$19.00$19.00
Recovery Action$25.00$25.00
Repossession3rd party fees will be passed on3rd party fees will be passed on3rd party fees will be passed on